TERMS & CONDITIONS
Kinsmith Finance SMS Terms of Service
Kinsmith Finance may send text messages related to your requests for information, loan documentation and signature, loan status, payment reminders, renewal offers and advertisement of other services that Kinsmith Finance provides from time to time. These texts will be sent only after you provide Kinsmith Finance with Prior Express Written Consent or by way of Call to Action by texting “KINSMITH” to 79168. All SMS messages sent by Kinsmith Finance are sent only when specifically initiated with human intervention by employees of Kinsmith Finance.
1. Kinsmith Finance DOES NOT SELL OR SHARE DATA WITH ANY THIRD PARTIES.
2. You can cancel the Service at any time. Just text “STOP” to 79168. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time, or text “RESUME” to 79168 and we will start sending SMS messages to you again.
3. You understand that anyone with access to your mobile phone may be able to view the messages you receive when using this service, and you agree that Kinsmith Finance will not be liable to you if this occurs.
4. Kinsmith Finance does not charge to send SMS messages. Message and data rates may apply for any messages sent to you from us and from us. to you, and Kinsmith Finance is not liable for the cost of any such messages. You will receive recurring messages. If you have any questions concerning your text plan, it is best to contact your phone provider.
5. If you have any questions regarding your privacy, please contact websitesupport@kinsmith.net
PROMOTION & GIVEAWAY RULES
NO PURCHASE OR TRANSACTION NECESSARY TO ENTER OR WIN ANY PROMOTION GOVERNED BY THESE RULES.
Sponsor: These rules are issued by Legacy Four Management Solutions on behalf of its affiliated lending companies doing business as Kinsmith Finance in Alabama, Georgia, South Carolina, and Tennessee (“Sponsor”).
How These Rules Work: These Master Rules govern every promotion, contest, or giveaway conducted by Sponsor under the Kinsmith Finance brand (each, a “Promotion”), unless a specific Promotion’s terms expressly state otherwise. Each Promotion will have its own Promotion-Specific Terms identifying that Promotion’s name, entry period, entry methods, and prizes, which are incorporated into and made part of these Master Rules. Current Promotion-Specific Terms are posted below and are also available at participating branches.
Eligibility: Open to legal residents of Alabama, Georgia, South Carolina, or Tennessee who are 18 years of age or older at the time of entry, unless the Promotion-Specific Terms state otherwise. Employees of Sponsor and its affiliated companies, and members of their immediate family or household (whether or not living in the same residence), are not eligible to enter or win any Promotion.
No Purchase Necessary: Unless the Promotion-Specific Terms state otherwise, no purchase, payment, or account activity is necessary to enter or win. A free method of entry is always available upon request at any participating branch during the applicable entry period, on the same basis as any other entry method.
Winner Selection: Winners are randomly selected from all eligible entries, at the frequency stated in the Promotion-Specific Terms. Winners are contacted using the information provided at entry. If a selected winner cannot be reached within the timeframe stated in the Promotion-Specific Terms (or, if none is stated, within two business days), an alternate winner will be randomly selected.
Prizes: Prize descriptions, values, and any limit on the number of prizes a single person may win are set forth in the Promotion-Specific Terms. Unless stated otherwise, prizes are not redeemable for cash and are non-transferable. Odds of winning depend on the number of eligible entries received.
Prize Claim: Winners must sign a Prize Release & Waiver form at the branch to claim their prize.
General Conditions: By entering any Promotion, participants agree to these Master Rules, the applicable Promotion-Specific Terms, and the decisions of Sponsor, which are final in all matters relating to that Promotion. Sponsor reserves the right to cancel, suspend, or modify a Promotion if fraud, technical failure, or any other factor beyond Sponsor’s control impairs its integrity.
Publicity: Except where prohibited, acceptance of a prize constitutes permission for Sponsor to use the winner’s name and general likeness for promotional purposes without additional compensation.
Questions: Contact any Kinsmith Finance branch location.