Holiday Loans From
$200 to $1,000
Where Available

Who We Are

For more than 75 years, Kinsmith Finance has been serving our customers with their personal loan needs. We have been assisting hard-working people tackle life’s challenges by providing the help you need when you need it. Our loan experts are from your community, understand your unique situation, and will treat you with honesty, dignity, and respect. 

Providing Simple Personal Loans in a Family Relationship Style

Kinsmith Finance and its family of businesses are comprised of privately owned consumer lending stores specializing in installment loans. We currently have locations in Alabama, Georgia, South Carolina, and Tennessee. Each location operates under small loan licenses issued by the State. We are committed to providing superior customer service, simple personal loans, and a family-style relationship with each of our employees and customers. We value the long-term relationships we build and strive to be a positive impact on the communities we serve.

Building Lasting Relationships for over 75 Years

The “Kin” in Kinsmith is based on our commitment to treat our employees and customers as we would our own “kinfolk” or family. “Smith” denotes our ability to craft these relationships – like a Blacksmith that forges iron into useful tools. Therefore Kinsmith Finance is not simply a company name, but a business culture that began in 1944 and is still in every customer experience we provide today.


A Tradition of Service

Our story began in 1944 when H. E. Smith Sr. and his wife Ruby Bell Smith opened their first loan office in Alabama.  Since that time, the company has grown to many convenient locations in the Southeast.  After the better part of a century, the 4th generation of the family continues to adhere to the core values the business was founded on: treating people with respect, “doing the right thing,” and striving to build long-term relationships with our employees and customers. 

Upholding Professional Excellence

Our goal is to provide simple loan products to the communities we serve.  We strive for an easy application process and straight forward payment terms.  We rely on providing superior customer service in our effort to build long term successful business relationships with our customers. We firmly believe that “your success is our success.”

Boost Your Holiday Budget With Extra Cash

Happy Holidays from Kinsmith Finance! If you need a boost to your budget to get those most wanted items this holiday season, we can help. Loans from $200 to $1,000, with flexible payments, and great service makes us the company you call for your personal loan needs.

Kinsmith Finance Can Help With The Cash You Need This Holiday Season

Apply Online

We make it easy for customers to get the money they need. Easy process and quick approval.

Boost Your Holiday Budget

Happy Holidays from Kinsmith Finance! If you need extra cash for holiday expenses, we can help. Offering loans from $200 to $1,000.

Refer a Friend Program

Already a Kinsmith Finance customer? We love referrals! Referrals also mean extra cash in your pocket. Learn more here.